Federal Resources

FEMA Resources

Arkansas homeowners and renters in Cross, Lonoke, and Pulaski counties who sustained damage from the severe storms and tornadoes that occurred on March 31 have until July 3, 2023, to apply for disaster assistance from FEMA.

  • FEMA Individual Assistance program for those whose homes are destroyed or uninhabitable

During cleanup and repair, keep a detailed list of all purchases, as well as a general list of damage and losses.

Small Business Administration (SBA) Resources:

Individuals located in the SBA’s declared disaster areas may apply for and receive funds from the SBA for losses not covered by insurance or FEMA. July 3 is the final deadline to apply for a U.S. Small Business Administration (SBA) low-interest disaster loan. These loans are available to businesses of all sizes, nonprofits, homeowners, and renters. For more information, please visit disasterloanassistance.sba.gov/ela/s/.

  • Property Loans: Individuals who have experienced damage to their home or personal property may apply for low-interest loans to replace or repair their primary residence as well as to replace or repair personal property.  For more information regarding Home and Personal Property Loans, please visit: disasterloanassistance.sba.gov/ela/s/article/Home-and-Personal-Property-Loans
  • Business Physical Disaster Loans: Businesses of any size and nonprofit organizations may apply for and receive low-interest loans to recover after a disaster. These funds may be used to replace or repair real property, machinery, equipment, fixtures, inventory, and/or leasehold improvements. For more information regarding Business Physical Disaster Loans, please visit: disasterloanassistance.sba.gov/ela/s/article/Business-Physical-Disaster-Loans
  • Economic Injury Disaster Loans: Small businesses, small agricultural cooperatives, and most private, nonprofit organizations are eligible.  Low-interest loans are based on economic injury, not property damage, and provide working capital until normal operations resume after a disaster. For information regarding Economic Injury Disaster Loans, please visit: disasterloanassistance.sba.gov/ela/s/article/Business-Physical-Disaster-Loans.
  • SBA has established Business Recovery Centers. The centers are located at: 
    • Little Rock Business Recovery Center: Adolphine Fletcher Terry Library, 2015 Napa Valley Dr, Little Rock, AR  72212 (Mondays – Fridays, 9 a.m. – 6 p.m., Saturdays, 9 a.m. – 4 p.m.)
    • Wynne Business Recovery Center: Veterans Building of Cross County, 204 S. Falls Blvd, Wynne, AR 72396 (Mondays – Fridays, 9 a.m. – 6 p.m., Saturdays, 9 a.m. – 1 p.m.)

Department of Housing and Urban Development (HUD) Resources:

  • There is a 90-day moratorium on foreclosures of Federal Housing Authority-insured mortgages in disaster-affected areas.
  • You can apply for Federal Housing Authority home insurance through this link.
  • Public Housing Agencies may issue waivers for disaster survivors. For information on applying for a waiver, visit this link.
  • HUD has provided a list of approved housing counseling agencies here.

If you already applied for FEMA assistance but were later asked to leave or vacate your property due to damage to other parts of your home, you should call FEMA at 800-621-3362 or visit a FEMA Disaster Recovery Center (DRC) to learn what assistance may be available to you.